I have often wondered how kids in the same family could grow up so different. I am sure that I did a lot of stupid things in my life and survived with all my fingers and teeth. I have a cousin that grew up on a farm and seemed pretty normal in his life. He was clearing a feed chopper and lost some of his fingers. The good news was it was his trigger fingers and I'm sure that (and a Student Deferment) kept him out of harms way in Vietnam. I have another cousin that while impulsive was just only a little more "Wild Child" than I was. He managed to have more than a few teeth knocked out and some terrific scars from a traffic accident. Mother said that one of the two of us was bound to be in Prison some day. he is now a guard at a Prison. Mom didn't know how right she was going to be.
My grandpa, Curly Fruits, said a lot of things to me over my lifetime but one that really stuck was the part about saving. He told me that if I would save 7% of my lifetime earnings I could retire early. He retired after 30 years with Shell Oil at the age of 50. Thanks to his advice (and day to day guidance from Barb) we did just that. I will be the first to admit that having a good paying job didn't hurt but Barb and I both saved the maximum we could far beyond the 7% Curly wished for. The only retirement money that has gone bust for us was the 14 shares of GM stock that I (like a fool) held on to.